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Streamline your business' finances

No monthly fee banking, budgeting, payments, and invoicing — all in one. Join 200,000 small businesses that trust Novo to help them save time and money.

Streamline your business' finances

No monthly fee banking, budgeting, payments, and invoicing — all in one. Join 200,000 small businesses that trust Novo to help them save time and money.

Novo software screens in mobile and desktop
Streamline your business

Free business checking account in the palm of your hand

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Easy Transfers

Free ACH transfers, mailed checks, and incoming wires.

Apply in minutes icon

Apply In Minutes

Submit your application in under 10 minutes.

No hidden fees icon

No Hidden Fees

Don't be surprised by a fee again – see for yourself.

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FDIC Insurance

Insured through Middlesex Federal Savings.

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Online Banking

Banking at your fingertips anywhere, anytime.

  1. No hidden fees
  2. No monthly fees or minimum balance requirements
  3. Simple, easy-to-use mobile apps
  4. Apply in under 10 minutes
  5. Human-powered customer service
  6. Free transfers, mailed checks, and incoming wires
  7. Integrates with other small business tools
  8. ATM fee refunds up to $7 per month
  9. Thousands of dollars in exclusive perks
  10. Backed with FDIC insurance through Middlesex Federal Savings, F.A.
Traditional Business Bank Accounts
  1. Hide monthly or usage fees in the fine print
  2. Charge up to $20 per month in fees
  3. Difficult and clunky mobile apps
  4. Can take weeks to open an account
  5. Chatbots and automated phone support
  6. Charge $3 per transfer and up to $25 for incoming wires
  7. Upsell you on only their own, out-of-date products
  8. Charge you $3 to use out-of-network ATMs
  9. Charge you to use their products
  10. Backed with FDIC insurance
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Connect to your tools

We integrate with the services you use to manage and grow your business.
Get Started

Your data and money are safe and secure

Novo debit cards
FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

Mastercard’s Zero Liability protection

Your Novo debit card is covered with Mastercard’s Zero Liability and ID Theft Protection programs.

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.

The Novo Virtual Card

Your virtual card is more secure than ever with digital safety measures and the ability to freeze and unfreeze the card instantly.

Hear it from our customers

Deals on the best tools for your business

Thousands in savings

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$5k in waived Stripe processing fees

20% off forming your business entity

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$79/annually to file state & federal taxes - 53% discount of Keeper's retail

50% discount on the first 6 months of Plus and 1 hour of professional services (only available the first 30 days of launch)

3 months free of Way+ Sapphire

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3 Months Free - average savings up to $1,720

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Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.